Growing Family

Savings Accounts- Teach your kids age 0-12 the rewards of saving by having them join the Junior Savers Club. Simply obtain a Junior Savers Club card from any SCSB location and for every deposit of $5 or more that a Junior Savers Club member makes, he or she will receive one stamp on a reward card worth 5 points. Once a member obtains 50 points, the card can be redeemed for a reward:

Debt Consolidation- Expanding your family means more expenses. Consolidating your debt in a single low-interest loan at SCSB can save on interest payments and speed the process of paying off debts.

Coverdell Savings Account- It’s never too early to start saving for your child’s education and the tax-free earnings and distributions available through a Coverdell Education Savings Account is one of the best ways to prepare.

Retirement Savings- You have many expenses when you have children at home, but it’s equally important to start your own retirement savings. A Roth IRA will provide you with a higher rate of interest. Plus, after owning one for five years, all your contributions can be withdrawn tax free.

Online Banking- 24 Hour Banker Online makes banking from home easy: Check your account balances, transfer funds, find out when checks cleared and pay bills. Guaranteed security – and it’s free!