Business Banking: ACH Services

Shelby County State Bank offers origination services for electronic processing of deposits and payments through the Automated Clearing House (ACH) system. With today’s ACH technology, our financial institution can now provide your business with ACH services more efficiently and economically than ever before.

Employer Benefits of Direct Deposit:

Reduced operating costs
More efficient reconcilement
Elimination of lost/stolen checks
Lower check processing costs
Attractive employee benefit

Employee Benefits of Direct Deposit:

Safe, reliable and confidential
Immediate credit of paycheck into bank account
No lost/stolen checks
Eliminates trips to financial institution

Company Benefits of Direct Payment:

Reduced payment processing costs
Predictable collection dates and amounts
Reduces delinquencies
Eliminates second notices
Fewer insufficient items
Increases customer retention
Provides additional customer service

Customer Benefits of Direct Payment:

Bills paid automatically from bank account
Direct payment is reliable, accurate, timely and confidential
Provides greater control of finances
Eliminates costs of checks, envelopes and postage
Reduces time required to pay bills
Eliminates late payment charges
Insures bills being paid when traveling

Check out SCSB's ACH Origination Services commercial here!