Business Banking: Agricultural Lending Services

Shelby County State Bank was born and raised right here in Shelby County, the heart of the world's most important and productive agricultural region. As a result, we understand agriculture more intimately than most other financial isnittutions, and we appreciate the role of farming in the are's overall economy. That's what makes Shelby County State Bank the ideal place to secure the ag financing you need. From production financing to real estate lending and everything in between, you can count on SCSB to offer the products and services you need at rates and terms that are definitely farm-friendly.

Real Estate

Shelby County State Bank has been a participant in both the Iowa Agricultural Development Authority and Farm Service Agency loan programs. These loans are designed for individuals who meet specific underwriting requirements. The goal of every farm family is to own real estate. Shelby County State Bank works to develop a plan to make that goal a reality.

An alliance between SCSB and the American Bankers Association enables us to offer new loan products that help finance existing or new ag mortgage loans at a discounted rate to our customers. Along with those discounted rates are a variety of new options including rates that are fixed for 10, 15 and 20 years. Click here for full details.

Operating Loans

Shelby County State Bank will design a loan package to meet your peak cash flow requirements. The amount of the loan will be based on income, expense records and anticipated commodity prices.

Machinery Loans

Whether you have your eye on new equipment or used, turn to SCSB for a loan. We can arrange a payment that fits your cash flow budget.

Special Farm Programs

We offer loans for all types of livestock, breeding or market. Come in and talk with one of our loan officers today.