Marriage: Joint Savings/Checking Accounts
A checking account from SCSB comes with all kinds of benefits ranging from no minimum balance requirement, overdraft protection and free debit cards.
Free Checking
An account with no monthly service fees or minimum balance.
- No monthly service fee
- No minimum balance to open
- Free debit card
- Unlimited check writing
- Free image statements
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For a complete list of features see the Comparison Chart and Disclosure.
Bonus Checking
Receive the most value from your checking account! No minimum balance requirement and great benefits!
- Free basic checks
- Earn interest on average collected balances of $1500
- $10,000 Accidental Death and Dismemberment Insurance
- Free photo debit card
- Identity Theft Insurance
- Free travelers checks, money orders & cashier's checks
- Everyday Rebates program
(Earn a 10% rebate on everyday purchases. Maximum rebate per quarter is $10) - Free image statements
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For a complete list of features see the Comparison Chart and Disclosure.
Prestige Checking
- Interest bearing
- No monthly service charge with $10,000 in total deposits
- Free debit card
- Free basic checks
- Unlimited check writing
- Free image statements
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For a complete list of features see the Comparison Chart and Disclosure.
Student Checking
A checking account specifically for students!
- No monthly service fee
- No minimum balance to open
- Free debit card
- Unlimited check writing
- Free flash drive with approved account
- Free photo debit card
- Earn interest on your account
- “Goof Pass” for a one-time fee refund
- Free foreign ATM withdrawals
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For a complete list of features see www.gobankscsb.com or view the Disclosure.
Savings Accounts
Insured Money Fund (IMF) Savings
Coverdell Education Savings Account
Statement Savings
Statement Savings accounts have no minimum balance requirement to open. A $50 balance must be maintained to obtain interest.
- No minimum balance required to open.
- A $50 balance must be maintained to obtain interest.
- ATM card accessible.
- Interest is compounded every month and credited to your account.
For a complete list of features see the Comparison Chart and Disclosure.
Insured Money Fund
Insured Money Fund accounts pay interest with no minimum balance requirement to open. The interest rate is higher than Statement Savings if an average balance of $2500 is maintained.
- No minimum balance required to open.
- A $2500 balance must be maintained to obtain interest.
- ATM Card accessible
- Higher interest rate than Statement Savings if average balance of $2500 is maintained
For a complete list of features see the Comparison Chart and Disclosure.
Elite Money Market
Elite Money Market accounts earn a higher rate of interest than the IMF and Statement Savings, plus allows limited check access.
- $25,000 minimum to open.
- A $25,000 balance must be maintained to obtain interest
- Limited check writing capabilities
- Higher interest rate than Statement Savings and IMF Savings.
- Interest is compounded every month and credited to your account
For a complete list of features see the Comparison Chart and Disclosure.
Coverdell Education Savings Account
- Tax-free earnings and distributions.
- Maximum annual contribution of up to $2000 per child.
- Contributions allowed until beneficiary reaches 18 years of age.
- All funds must be used for education expenses by the time beneficiary reaches 30 years of age.
- Non-deductible, after-tax contributions.
Health Savings Account
- Can be used in combination with a high-deductible health plan ($1000 individual, $2000 family)
- Contributions are tax-deductible
- Payouts for qualified medical expenses are tax-free
- Can "roll-over" year-to-year to create a sizable retirement nest egg
More Information and Disclosure
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