Personal Solutions: Debit Cards

SCSB Photo Debit Card

With a photo debit card from SCSB, you can have one more form of identification - and your signature will appear clearly on the front of the card to help protect you from fraudulent use.

For all SCSB Bonus Checking account customers, your photo debit card is FREE! To all other SCSB checking account customers it's simply a one-time charge of $10.

SCSB Debit Card

Shelby County State Bank debit cards can be used in place of writing a check for point of sale transactions and as an ATM card. Transactions are posted against your checking account. Features of the SCSB debit card include:

Deposit or withdraw funds from checking or savings accounts
Transfer funds between checking and savings accounts
Inquire about checking or savings account balances
A $1.50 charge for withdrawals at ATMs we do not own or operate
ATM card owners have free usage of this card at any of the four SCSB-owned ATMs located at the downtown Harlan Office and the Harlan West Branch, Elk Horn and Panama Offices.

Easy PIN

Easy PIN is a personal identification number (PIN) service. When you receive a debit card from SCSB, your PIN number is computer generated. Easy PIN allows you to change this PIN to your own.

How it works

Easy PIN uses a voice response system to facilitate the PIN selection. Simply stop in to any SCSB location and you'll receive a PIN Selection Instruction Card. This card provides a reference code that is used during the PIN selection process. Then dial a toll-free number and follow the voice prompts to select a PIN. That's all!

Contact a Personal Banker at any SCSB location to obtain a PIN Selection Instruction Card.