Rates
Effective October 1, 2008Savings Calculator |
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| Account Type | Minimum Deposit To Open Account | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate** |
| Bonus Checking |
0 0 |
0 to 1,499* 1,499 and over |
0.00 0.83 |
0.00 0.83 |
| Classic Plus Checking |
0 | 0 | 0.28 | 0.28 |
| Prestige Checking |
10,000 10,000 10,000 10,000 |
0 to 9,999* 10,000 to 49,999 50,000 to 94,999 95,000 and over |
0.28 .75 1.02 1.55 |
0.28 0.75 1.01 1.54 |
| Statement Savings |
0 0 |
0 to 49* 50 and over |
0.00 0.27 |
0.00 0.27 |
| Insured Money Fund |
0 0 |
0 to 2,499* 2,500 and over |
0.00 1.01 |
0.00 1.01 |
| Elite Money Market |
2500 2500 2500 2500 2500 |
0 to 2500* 2500 to 25,000 25,000 to 49,999 50,000 to 74,999 75,000 and over |
0 0.72 0.91 1.40 1.54 |
0 .72 0.91 1.39 1.53 |
| Limited Edition Savings |
10,000 | 0 to 49 50 to 9,999* 10,000 and over |
0 0.51 1.74 |
0 0.51 1.72 |
| Traditional, Roth, SIMPLE or SEP Individual Retirement Account | 500 |
50* | 2.66 | 2.63 |
| Coverdell Education Savings Account | 100 | 50* | 2.83 | 2.80 |
| Health Savings Account | 100 | 50* | 2.83 | 2.80 |
** The IRA interest rate may change quarterly. Deposit account and CD interest rates may change
weekly on Wednesday. Any fees imposed could reduce earnings. All checking, savings and IRA
products are a variable rate.
Certificates of Deposit |
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3 Month |
1,000 25,000 |
1000 25,000 |
1.75 1.85 |
1.74 1.84 |
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| 6 Month | 1,000 25,000 |
1000 25,000 |
2.02 2.12 |
2.01 |
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| 7 Month |
1,000 25,000 |
1000 25,000 |
2.07 2.17 |
2.05 2.15 |
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| 9 Month | 1,000 25,000 |
1000 25,000 |
3.10 3.20 |
3.06 3.16 |
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| 10 Month |
1,000 25,000 |
1000 25,000 |
2.17 2.27 |
2.17 2.27 |
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| 12 Month |
1,000 25,000 |
1000 25,000 |
2.95 3.05 |
2.92 3.02 |
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| 15 Month | 1,000 25,000 |
1000 25,000 |
2.25 2.35 |
2.23 2.33 |
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| 18 Month | 1,000 25,000 |
1000 25,000 |
3.02 3.13 |
2.99 3.09 |
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| 24 Month | 1,000 25,000 |
1000 25,000 |
2.30 2.40 |
2.28 2.38 |
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| 26 Month Jump Up | 1,000 25,000 |
1000 25,000 |
2.33 2.43 |
2.31 2.41 |
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| 30 Month | 1,000 25,000 |
1000 25,000 |
2.33 2.43 |
2.31 2.41 |
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| 36 Month | 1,000 25,000 |
1000 25,000 |
2.44 2.54 |
2.42 2.52 |
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| 48 Month | 1,000 25,000 |
1000 25,000 |
3.45 3.56 |
3.41 3.51 |
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| 60 Month | 1,000 25,000 |
1000 25,000 |
2.47 2.57 |
2.45 2.55 |
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NOTE: We impose a penalty for early withdrawal. Any fees imposed could reduce earnings. Canadian foreign exchange rate 94.03% 2-Year T-Note 1.960% NOTE: We pay the stated interest rate on the entire balance, depending on what tier the balance falls. |
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