Rates: Mortgage Rates

Offers valid on first mortgage of primary residence only with approved credit. All examples are based on 20% downpayment and may vary on other selected loan programs. Proof of homeowners insurance is required.

Rates Effective 3.12.10 (rates are subject to change at anytime without notice).

* The above rate assumes a 20% down payment on a loan amount of $100,000 with a 30 year term. The principal and interest payments per month for 360 months for this example would be $544.49 (escrows for insurance and taxes are not included and will/may increase the payment accordingly).

If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.

** The above rate assumes a 20% down payment on a loan amount of $100,000 with a 15 year term. The principal and interest payments per month for 180 months for this example would be $758.62 (escrows for insurance and taxes are not included and will/may increase the payment accordingly).

If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR. *************************************************************************************************************************** Loans are closed and financed by Shelby County State Bank. Servicing and collection of loan payments will be transferred or sold and you will be notified as required by the Real Estate Settlement Procedures Act.

EQUAL HOUSING LENDER