Retirement: Certificates of Deposit

CDs

To invest money for a specific, predetermined period of time, a Shelby County State Bank certificate of deposit offers a highly competitive interest rate on a fixed-dollar investment.

Terms ranging from 30 days to five years.
Minimum deposits as low as $1000.
Variety of interest payment options: interest can be paid to the certificate of deposit account, deposited to a Shelby County State Bank checking or savings account or an interest check can be mailed directly to the customer or the financial institution of the customer's choice.
Every depositor is insured up to $100,000 for total deposits at Shelby County State Bank by the Federal Deposit Insurance Corporation (FDIC).

Please check out our current CD rates. For Jumbo CDs, please call the bank for negotiable rates.