Complete Rewards^® Visa^® Card

Earn rewards on your purchases

• No Annual Fee.¹
• EARN 1% BACK ON PURCHASES²:
  Redeem for cash back, gift cards, travel or merchandise.
• BIGGER REWARDS: Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.²
• You have 5 years from when rewards are awarded to use them before they expire.²
• 0% INTRODUCTORY APR¹ for the first 6 billing cycles on purchases and balance transfers. After that, a variable APR based on the Prime Rate between 17.24% and 24.24% APR depending on your creditworthiness.
• Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.²

Credit Card Benefits³

• View your FICO^® Credit Score each month online - for FREE! Knowing your FICO^® Credit Score can help you maintain or even improve your financial health.
• Zero Liability⁴
  Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.
• Auto Rental Insurance
  Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
• Travel Accident Insurance
  Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.
• Purchase Protection
  Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.
• Extended Warranty
  Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Important Information

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

An introductory balance transfer fee¹ of 3% for the first 6 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

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*Summary of Credit Terms

¹ For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

² See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Your % back rewards are earned as points.

³ Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

⁴ Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard^®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO^® Bankcard Score 8, the version of FICO^® Credit Score we use to manage your account, within 45 days of account opening.