Shelby County State Bank, it's easy to finance your new home. For over 125 years, we've set the standard for outstanding customer service. Whether you are looking to buy or build a home, Shelby County State Bank has the financing to meet your needs.

Take advantage of low interest rates by refinancing your existing mortgage loan. Refinancing can significantly lower your mortgage payment and free up your monthly cash flow to make your money stretch farther. Or, refinancing can reduce the number of years to payoff your loan – building up the equity in your home even faster.

Purchasing a home is one of the most important financial decisions in your lifetime. Let us help you make an informed decision. These frequently asked questions can be a great resource to educate yourself about your home financing options. Our Mortgage Loan Officers are also happy to answer any questions you may have.

Mortgage Tools

  • Get a Personalized Quote

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  • Locate a Mortgage Specialist

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  • Error Resolution Procedures

    Follow these steps to resolve errors related to the servicing of closed-end mortgage loans subject to the Real Estate Settlement Procedures Act.

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  • Information Request Procedures

    Follow these steps to request information related to closed-end consumer loans subject to the Real Estate Settlement Procedures Act.

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1 Rate as of DATE CURRENTLY UNAVAILABLE. Approval and terms subject to credit qualifications, loan amount and property value. Rates will vary by term. Some limitations apply. See a Shelby County State Bank Mortgage Loan Officer for details.