Free Small Business

For businesses that write less than 50 checks and deposit less than 150 items within a cycle and have three relationships* with SCSB.

Features:

  • Free Business Banker Online
  • Waived monthly service charge with three relationships*
  • Up to 50 free checks written per month
  • Up to 150 free items deposited per month
  • $5 + sales tax monthly fee if checks written or deposited items exceed amount specified
  • Free Business Success Kit

Small Business

For businesses that write less than 50 checks and deposit less than 150 items within a cycle and do not have three relationships with SCSB.

Features:

  • Free Business Banker Online
  • $5 + sales tax Monthly Service Charge
  • Up to 50 free checks written per month
  • Up to 150 free items deposited per month
  • $5 + sales tax monthly fee if checks written or deposited items exceed amount specified
  • Free Business Success Kit

Organization

For community clubs needing a low cost account to take care of their financial needs.

Features:

  • Free Business Banker Online
  • $2 + sales tax Monthly Service Charge
  • Average balance of $200 required to waive Monthly Service Charge
  • Up to 10 checks written per month, then 0.25 + sales tax per check
  • Free Business Success Kit

Business Advantage

For businesses that write and receive a large number of checks. An analysis of balances and activity determine if fees will be assessed.

Features:

  • Free Business Banker Online
  • $5 + sales tax Monthly Service Charge
  • Variable interest rate paid depending on balance/activity
  • Earnings credit based on 3 month Treasury Bill
  • 0.12 + sales tax per check written
  • 0.08 + sales tax per deposited item (SCSB checks waived)
  • Free Business Success Kit

Business Plus

For businesses allowed to earn interest such as sole proprietors or public entities. An analysis of balances and activity determine if fees will be assessed and what interest will be paid.

Features:

  • Free Business Banker Online
  • $5 + sales tax Monthly Service Charge
  • Variable interest rate paid depending on balance/activity
  • Earnings credit based on 3 month Treasury Bill
  • 0.12 + sales tax per check written
  • 0.08 + sales tax per deposited item (SCSB checks waived)
  • Free Business Success Kit

* Relationship can include $5000 in total deposits, $10,000 in loans, online banking, business credit card, ACH processing and/or merchant credit card processing.