Home Equity Loans

A home equity loan allows you to borrow money against a limit determined by the equity you’ve built into your home. Our home equity loans have competitive interest rates and a variety of payment terms to meet your needs.

Account Summary

  • Best for large, single purchases of a specific amount for predictable monthly payments
  • Loan amount is determined by need, equity in home, income and credit score
  • Multiple payment options and rates (dependent on income and credit score)
  • Lower rates than personal loans
Apply at a Branch

Home Equity Line of Credit

A home equity line of credit allows you to borrow money against a limit determined by the equity you’ve built into your home, but you'll only pay interest on the amount you use. With a Home Equity Line of Credit, you'll have access to your cash equity when you need it.

Account Summary

  • Best for multiple purchases, ongoing use or projects with uncertain costs
  • Make purchases with a Visa® Debit Card, check or online transfer
  • Only pay interest on the amount you are using
  • Credit limit is determined by need, equity in home, income and credit score
  • Lower rates than personal lines of credit
Apply at a Branch

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